Traditional banks don’t understand Rural America.

We Do.

Our customers are innovative entrepreneurs, discerning business owners, and generous employers. They’re market-savvy professionals who customers can’t do without – and typical lenders can’t understand.


USDA Business Loans from North Avenue Capital

$2 Million Minimum Loan Amount

USDA Business & Industry Loans

The USDA B&I Loan Program empowers entrepreneurs and entities of all sizes with loans of up to $25 million, so long as they operate in communities of 50,000 or fewer.

USDA Community Facilities Loans

The USDA CF Loan Program is not designed for commercial undertakings, but rather, to create facilities that provide essential services to rural communities.

USDA Rural Energy for American Program Loans

The USDA REAP Program provides government-guaranteed loans and grants to agricultural producers and rural small businesses to upgrade, replace, or construct energy-efficient systems.

We’re proud to serve all types of industries.


Our customers use the funds from our loan programs for many different projects, such as:

Equipment Purchase
Ground-Up Construction
Modernization & Development
Real Estate Purchase
Working Capital

And More!

Defining Rural:

97% of America

Many of our clients are often pleasantly surprised to learn that our lending services are exclusively dedicated to rural America—a revelation that becomes even more intriguing when they realize their own business or entity falls within this category.

Astonishingly, 97% of the U.S. landmass is classified as rural, suggesting a vast array of opportunities for businesses and organizations operating in these areas.

If you’re curious about your eligibility for USDA loans, you can quickly check if your address qualifies, thus potentially unlocking financial support and growth opportunities for rural American communities.

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Meet North Avenue Capital’s Borrower Family

Since 2015, North Avenue Capital has had the privilege of serving talented entrepreneurs and employers across rural America. From beekeepers to hoteliers, commercial real estate developers to snack food makers, the business owners who trust North Avenue with their USDA-backed funding needs represent some of the finest entrepreneurial talent in America.

When the deal has to close,

Look North.

The NAC team is comprised of savvy investors, experienced bankers, and creative marketers. Each brings a unique perspective to the table, empowering NAC to view each loan from multiple angles. We operate as a unified front, working in tandem to offer our customers true partnership from engagement to close.

Learn more with a Free Guide

Download the USDA Business Loans Whitepaper​

Our team of specialists have distilled our expertise into a guide called Funding the Flourishing of Rural America. Access your copy today.