Anaerobic Digester | North Avenue Capital - NAC


Anaerobic Digester Loans


Finance up to 80% of
Eligible Project Costs

$2 Million - $25 Million

Loan Amounts


Loan Program

Some forms of renewable energy are straight forward. The sun emits heat; the wind, force. But others produce power in non-obvious ways. Consider sewage. Animal manure, sewage sludge, and food scraps are more powerful than one might think. When such discarded materials degrade, they put off gases that can be captured and used as fuel. This process, known as anaerobic digestion, can be captured in a facility called an anaerobic digester.

Inside its oxygen-free environment, biogas is created as materials break down, leaving methane (CH4) and carbon dioxide (CO2) in their wake. After carbon dioxide is removed, methane—the main ingredient in natural gas—remains. Its impact? Sustainable food production, farm-community relationships, rural economic growth, new jobs, diversied farm revenue, and energy independence. Translation: nothing wasted.


Turning Waste into Resources

According to historians, the potential of anaerobic digestion was discovered in the 17th century when Jan Baptita van Helmont noticed that decaying organic matter could produce ammable gasses. Anaerobic digestion facilities, on the other hand, are a more recent invention. Most common to livestock farms, some European facilities have been in operation for 20 or so years, while American facilities are just gaining ground. Many farmers are discovering the value of adding an anaerobic digester to current standing farms/cattle yards in order to diversify farm revenue.

If an anaerobic digester is installed in a rural location, it can benefit from special financing from the USDA. The government agency more commonly known for its service to agriculture also backs a government-guaranteed lending program specifically for rural energy projects – no agricultural component required. The USDA-backed loans range from $2 million to $25 million.


Anaerobic digester financing from NAC harnesses a government guaranteed lending program called USDA Rural Energy for America Program (REAP). The competitive financing offers funding for projects that traditional banks often decline

USDA REAP loans can be used to purchase renewable energy systems like building an anaerobic digester or making energy-efficiency improvements. 

Agricultural producers or small businesses with no outstanding deliquent federal taxes, debt, judgement, or debarment. 

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Anaerobic Digester


Not searching for anaerobic digesters? You have options.

The USDA’s Rural Energy for America Program (REAP) provides government-guaranteed loans and grants to agricultural producers and rural small businesses to upgrade, replace, or construct energy-efficient systems. Qualifying systems include renewable energy systems such as biomass, geothermal, hydropower, hydrogen, wind generation, ocean generation, and solar, as well as energy-efficient improvements like HVAC, insulation, lighting, cooling, refrigeration, doors, windows, and more. As with the USDA’s other specialty lending programs, partnering with a rural lending expert like NAC offers borrowers a significant advantage as they navigate the unfamiliar application process.

USDA Rural Energy for America Loans







Solar Generation





Cooling & Refrigeration

Doors &

Pumps for
Sprinkler Pivots

Diesel to Electric
Irrigation Motor


For expert advocacy in anaerobic digester financing, Look North.

The NAC team is comprised of savvy investors, experienced bankers, and creative marketers. Each brings a unique perspective to the table, empowering NAC to view each loan from multiple angles. We operate as a unied front, working in tandem to offer our customers true partnership from engagement to close. For a true partner in securing funding for a anaerobic digester project, Look North.

Defining Rural:

97% of America

Our customers are often surprised to hear that we only lend to rural businesses — and even more surprised to discover they’ve actually been operating one. 97% of the geographic USA is considered rural. Find out if your address qualifies in 10 seconds.

USDA Rural Eligibility Map Updated October 2023