Loan Programs: Community Facilities | Potential Borrowers & Brokers | North Avenue Capital


Community Facility Loans


Loans for Essential Services

in Rural Areas

Loan Amounts

$2 Million - $25 Million

Populations of

50,000 or Fewer










Unlike other loan programs from the USDA, the Community Facilities Loan is not designed for commercial undertakings, but rather, to create facilities that provide essential services to rural communities. 

Such services can include healthcare, childcare, education, public gatherings, utilities, and food distribution, among others. If a community is in need of a certain facility, chances are a CF loan could fund its construction or improvement. 

Eligible Borrowers

Community Facilities

Public Bodies

Community Facilities

Indiana Tribes on Federal & State Reservations

Federally Recognized Tribes

Nonprofit Organizations

Examples of Essential Community Facilities

Healthcare & Hospitals

Fire, Rescue & Public Safety

Educational & Social

Bridges, Roads & Airports

Telecom Equipment

Dams, Levees, & Reservoirs

Defining Rural:

97% of America

Our customers are often surprised to hear that we only lend to rural businesses — and even more surprised to discover they’ve actually been operating one. 97% of the geographic USA is considered rural. Find out if your address qualifies in 10 seconds.

Loan Programs: Community Facilities

  • Minimum loan amount: $2 million