Fund your community facility project with

America's Rural Lender

Commercial Financing for Community Facilities Starting at $2 Million+

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*Be advised, we do not fund USDA Business Loans under $2 million.

NAC is a preferred lender with the USDA Rural Development Program.

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Qualifying USDA Community Facility Projects

Community Support Services

Fire Stations/Trucks

Libraries & Municipal Buildings


Public Facilities


Educational Services

Healthcare Facilities

Local Food Systems

Police Stations/ Vehicles/K-9s

Public Safety Services

Utility Services

Funding USDA Community Facility Projects Nationwide

CF Program Case Study: Newberry College

The Community Facilities Loan Program is designed to create facilities that provide essential services to rural communities. Such services can include healthcare, childcare, education, public gatherings, utilities, and food distribution, among others. Unlike standard B&I Loans, CF Loans always require pre-application, but offer longer terms (up to 40 years). Towns with populations of 20,000 or fewer benefit from no pre-payment penalties and fixed interest rates.

Learn more with a Free Guide

USDA Community Facilities Loan vs. Grant

When it comes to funding community development projects, North Avenue Capital understands the importance of exploring different financial options. In this document, we highlight the main differences between these funding options to help you make informed decisions for your project.

Defining Rural:

97% of America

Many of our clients are often pleasantly surprised to learn that our lending services are exclusively dedicated to rural businesses—a revelation that becomes even more intriguing when they realize their own business falls within this category.

Astonishingly, 97% of the U.S. landmass is classified as rural, suggesting a vast array of opportunities for businesses operating in these areas.

If you’re curious about your eligibility for USDA loans for rural America, you can quickly check if your address qualifies, thus potentially unlocking financial support and growth opportunities in rural American regions.

A Nationally Recognized Leader in Rural Lending

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