Join the country’s most trusted brokers who help foster the flourishing of Rural America by partnering with North Avenue Capital. Our specialty loan programs offer a variety of lending solutions to rural employers and entrepreneurs.
Begin referring project
opportunities to North Avenue
Capital today to start the
prequalification process for the USDA B&I Program, USDA REAP Program, USDA CF Program, and more.
Loan amounts range
from $2 million to $50 million.
Earn incremental income by
leveraging established
relationships within your
existing client bases to earn
incremental fee income on
closed loans made to your
clients and prospects.
Broker Award

NAC leadership accepting the Best Broker Award from the National Alliance of Commercial Loan Brokers.

October 2021.

America's #1 Broker Program

NAC’s commitment to brokers has earned us the distinct honor of being crowned the #1 Broker Program in America by the NACLB (National Alliance of Commercial Loan Brokers). Why the recognition? It could be our straightforward 1% commission minimum, distributed at loan close. Or it could be our robust, easy-to-use catalog of broker resources that take the guesswork out of describing our niche offering. It was for these reasons, the NACLB bestowed such an honor.

Our reason for maintaining such commitment is clear: together, we can help secure competitively priced funding for some of America’s most overlooked economic producers. 


Benefits of Being an NAC Broker

Award-Winning Access
to the Broker Program crowned
#1 in the nation by NACLB 2021

Exclusive Broker Program Newsletter
filled with insights and opportunities

Dedicated NAC
Loan Specialist

to support your unique needs

Access to Higher
Referral Fees

increases your income potential

Regular Market

to keep you ahead of the curve

24/7 Broker Portal Access
with information you need, when you need it

Loans Starting at $2 Million

North Avenue Capital's suite of loan programs offers competitively priced solutions for commercial enterprises primarily in areas with populations under 50K. 

Competitive Rates 

Our government-guaranteed loans offer competitive interest rates to borrowers whom traditional banks often ignore.

Wall Street Journal Prime (WSJ-P) + 1-3%

Niche Programs

The USDA loan programs we facilitate offer funding to rural employers and entrepreneurs, those building community facilities, investing in renewable energy, and those involved in the supply chain.

Commercial Borrowers of All Sizes

We serve startups, new construction, refinance, business acquisition, and business expansion.*

*NAC does not lend to multi-use, residential properties. CRE Properties can be either owner-occupied or tenant-occupied.

Qualifying Loan Types

Our USDA-backed loan programs
include the USDA Rural Energy for America Program, USDA Business & Industry, and USDA Community


Up to 1% Broker


Awarded at Loan Close

Broker Case Study:

Molly Butler, half of the namesake behind Butler & Butler Properties of St. Augustine, Florida, is perhaps better acquainted with NAC’s broker program than anyone else. As one of our highest earners, Molly’s introductions to NAC borrowers St. Mark’s Pond and RCA Trade Center resulted in three significant flows of funds.

The first two streamed from the USDA’s funds into the accounts of two quality rural businesses, while the other came in the form of referral bonuses from NAC directly to Molly. If Molly’s six-figure total in referral bonuses is any indication, the relationship between brokers and NAC can be a lucrative one.


The USDA Business & Industry Loan, or USDA B&I, is NAC's main loan offering. 

  • Hotels/RV Parks
  • Family Entertainment Centers, including movie theaters, bowling alleys, go-karting, waterparks, amusement parks
  • Oil and gas (gas stations, gas refinement, etc.)
  • Waste Removal Services & Landfills
  • Commercial real estate properties (owner or tenant occupied)
  • Wineries, Vineyards, Distilleries
  • Bars, Restaurants
  • Dentists, Healthcare
  • Manufacturing Facilities
  • Industrial Facilities
  • Grocery Stores
  • Textile Manufacturing
  • Event Venue/Wedding Venues
  • Landscaping Nurseries
  • Timber/Lumber Yards
  • Fabrication companies
  • Biotesting facilities/labs
  • Pharmaceuticals

The USDA Community Facilities Loan or USDA CF helps to bolster the nonprofit, education, and public safety business sectors in America. 

  • Nonprofit Organization
  • Hospitals & Healthcare
  • Colleges & Universities
  • Public Safety
    Bridges, Roads, & Airports
  • Telecom Equipment
...and more (all in rural areas)
The USDA REAP Loan is the USDA Rural Energy for America Program, which falls under the USDA Rural Development umbrella.
The USDA REAP loan encompasses most sectors of the renewable energy space, including:
  • Solar Loans
  • Wind Turbine Farm Loans
  • Geothermal
  • Hydropower
  • Hydrogen
  • Wind and/or Ocean Generation
  • HVAC
  • Insulation 
  • Lighting
  • Anaerobic Digesters
(all in rural areas)
Learn more about the USDA REAP Loan HERE

Sign up for the NAC Broker Program Today!

Essential resources are just a click away.


Questions? Connect with a broker liason now.