Loan Programs at NAC | Potential Borrowers & Brokers | North Avenue Capital

Loan Programs

from North Avenue Capital

USDA-Guaranteed

Lending

$2 Million

Minimum Loan Amount

 

Direct Nationwide

Lender

The rural reality is harsh but true: plans crafted on Main Street are less likely to secure backing from Wall Street.  The entrepreneurs, developers, and job creators in these communities have long been at a capital disadvantage --- until now. 

The USDA Rural Development Program is designed to stregthen the economics and bolster the quality of life in rural America. The only problem? Few lenders know how to access it.  We do.  In fact, USDA-backed lending is all we do. 

Learn More about USDA Business Loans 

A number of years ago, the USDA crafted a novel solution to the capital challenges experienced by rural employers and entrepreneurs. The department best known for its regulation and support of agriculture devised a series of plans to strengthen the economies and bolster the quality of life in rural areas. The USDA addressed the underlying concerns of traditional lenders by participating as a guarantor and ultimately easing access to capital in rural markets.

 

Today, USDA Rural Development guarantees a $234 billion portfolio of loans – a massive portfolio few are aware of. The program comprises five loan programs, including Rural Energy for America, Community Facilities, Business & Industry, and Food Supply Chain loan programs.

 

Understand just which type of USDA Business Loan fits you and your client's needs by understanding the differences.   

 

Defining Rural 97% of America

Our customers are often surprised to hear that we only lend to rural businesses — and even more surprised to discover they’ve actually been operating one. 97% of the geographic USA is considered rural. Find out if your address qualifies in 10 seconds.

Defining USDA Business Loan Programs

The USDA Rural Development Program is made up of five different Loan Programs. Some of the most popular Loan Programs include the USDA B&I Loan, USDA CF Loan, USDA REAP Loan, etc. We have simplified eligibility through an interactive decision tree.