Wind Energy Loans

Flexible Lending Options

for Wind Energy Projects

Sustainable wind energy has the power to decrease dependency on foreign oil and reduce the world’s carbon footprint by tapping into a resource unhindered by production snafus or political peril: the air. But harnessing the power of wind is no smaller matter. The investment required to build a wind turbine is the #1 hurdle for many. Moreover, the amount of land required to establish wind power resources of scale is sizable, dictating that its location is often rural.

Fortunately, a wind project’s rural location unlocks a special financing opportunity from the USDA. The government agency more commonly known for its service to agriculture also backs a government-guaranteed lending program specically for rural energy projects – no agricultural component required. The USDA-backed loans, which range from $2 million to $25 million, are facilitated with the help of trusted lenders like North Avenue Capital.


USDA Rural Energy for America Program Loans

Renewable Energy Systems





Rural Energy for America

Wind Generation

Solar Generation

Ocean Generation

Energy Efficient Improvements




Cooling & Refrigeration

Doors & Windows

USDA REAP Pumps for Sprinkler Pivots Energy Efficiency Improvement Loan

Pumps for Sprinkler Pivots

USDA REAP Diesel to Electric Irrigation Motor Energy Efficiency Improvement Loan

Diesel to Electric Irrigation Motor

Harnessing the Power of the Wind

For more than 5,000 years, humans have looked to the wind to hasten movement, strengthen manufacturing, and deliver electrical power where wires cannot reach. Turning wind into power harkens back to the advent of the sailboat more than 5,500 years ago. By the ninth century, wind energy was powering grain grinders and water pumps; by the 19th, the movement of air was transformed into electricity itself. Today, wind turbines come in myriad forms: horizontal-axis turbines, vertical-axis turbines, land-based wind, offshore wind, and distributed wind. They dot the horizon of rural road trips, their blades fill the truck beds of oversized loads, and their output empowers the world with a renewable energy resource.

Interested in financing from NAC?

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*Be advised, we do not fund USDA Business Loans under $2 million.

Lending Solutions for Wind Energy Projects


The investment required to build a wind turbine is the #1 hurdle for many and comes with unique challenges for financing. Our rural lending experts will help you evaluate specialized funding opportunities especially well-suited for wind projects.


Fulfill your dream without compromising on the rates or terms of your financing. You could qualify for specialty construction funds from NAC and the USDA.


The equipment required to build and maintain a wind turbine can be expensive to acquire and maintain. A USDA-backed loan could cover the purchase of vital equipment.


If your original wind turbine loan wasn’t a government-guaranteed USDA loan, you could qualify for lower rates and better terms when you refinance with North Avenue Capital.

Not Searching for Wind Energy? You Have Options.

The USDA’s Rural Energy for America Program (REAP) provides government-guaranteed loans and grants to agricultural producers and rural small businesses to upgrade, replace, or construct energy-efficient systems. Qualifying systems include renewable energy systems such as biomass, geothermal, hydropower, hydrogen, wind generation, ocean generation, and solar, as well as energy-efficient improvements like HVAC, insulation, lighting, cooling, refrigeration, doors, windows, and more. As with the USDA’s other speciality lending programs, partnering with a rural lending expert like NAC offers borrowers a significant advantage as they navigate the unfamiliar application process.


Wind generation financing from NAC harnesses a government-guaranteed lending program called USDA REAP. The competitive financing offers funding for projects that traditional banks often decline.

Agricultural producers or small businesses with no outstanding delinquent federal taxes, debt, judgment, or debarment.

USDA REAP loans can be used to purchase renewable energy systems (like building a wind farm) or to make energy efficiency improvements.

Why Choose North Avenue Capital?

Availability of Capital

As a rural business, you could qualify for up to $25 million in funding per project – substantially more than is available through traditional lenders.

Interest-Only Options

NAC’s interest-only construction loans free borrowers from redundant closings while reducing uncertainty, shifting terms, and equity calls.


NAC partners with businesses of all varieties, including well-established corporations, startup enterprises, and everything in between.

Simplified Structure

NAC can consolidate multiple types of debt into a single, amortized, non-callable, balloon-payment-free loan structure.