College & University Loans

Flexible Lending Options

for Educational Institutions

If the value of verdant campus grounds, spacious lecture halls, and gleaming facilities was questioned before, two years of virtual learning has made the importance of college and university resources abundantly clear. Building and maintaining a college campus requires capital just like any other business, but the types of resources a school requires can be hard for many lenders to understand — especially if the school is a rural one.

As one of the leading USDA-backed lenders in the country, NAC is proud to offer competitively priced, government-guaranteed capital to the educational industry with loans of $2 million to $50 million — and even higher.


Borrower Spotlight

Newberry College

Interested in financing from NAC?

Fill out the form below and a Loan Specialist from our team will reach out.

Step 1 of 2

*Be advised, we do not fund USDA Business Loans under $2 million.

Lending Solutions for Educational Institutions

Building Construction

Break ground on classrooms and facilities that position your faculty, staff, and students for success without breaking the bank.

Existing School Acquisition

Complete your purchase of an existing educational institution with the help of the USDA’s government-guaranteed lending program.

Working Capital

Secure the funds you need to keep your college or university churning. USDA Community Facilities funds can be used as working capital for qualifying institutions.


Lower the fiscal burden of high-interest loans and consolidate your school’s complex arrangements into a single, competitively priced, government-guaranteed loan backed by the USDA.

Land Purchase

Expand your college campus by purchasing land with the help of competitive funding from NAC and the USDA.

Refurbishment or Enhancements

Why Choose North Avenue Capital?

Availability of Capital

As a rural business, you could qualify for up to $25 million in funding per project – substantially more than is available through traditional lenders.

Interest-Only Options

NAC’s interest-only construction loans free borrowers from redundant closings while reducing uncertainty, shifting terms, and equity calls.


NAC partners with businesses of all varieties, including well-established corporations, startup enterprises, and everything in between.

Simplified Structure

NAC can consolidate multiple types of debt into a single, amortized, non-callable, balloon-payment-free loan structure.