College & University Facilities | North Avenue Capital


College & University Loans


USDA Community
Facilities Loans

$2 Million - $25 Million
Loan Amounts

Populations of
50,000 or Fewer







If the value of verdant campus grounds, spacious lecture halls, and gleaming facilities was questioned before, two years of virtual learning has made the importance of college and university resources abundantly clear. Building and maintaining a college campus requires capital just like any other business, but the types of resources a school requires can be hard for many lenders to understand — especially if the school is a rural one.

As one of the leading USDA-backed lenders in the country, NAC is proud to offer competitively priced, government-guaranteed capital to the educational industry with loans of $2 million to $50 million — and even higher.

Interested in financing from NAC?

*Be advised, we do not fund loans under $1 MM. We will try to find the best lender to fit your needs.
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Lending Solutions for Colleges & Universities

Building ConstructionBreak ground on classrooms and facilities that position your faculty, staff, and students for success without breaking the bank.

Working CapitalSecure the funds you need to keep your college or university churning. USDA Community Facilities funds can be used as working capital for qualifying institutions.

Existing School AcquisitionComplete your purchase of an existing educational institution with the help of the USDA’s government-guaranteed lending program.

Land PurchaseExpand your college campus by purchasing land with the help of competitive funding from NAC and the USDA.

RefinanceLower the fiscal burden of high-interest loans and consolidate your school’s complex arrangements into a single, competitively priced, government-guaranteed loan backed by the USDA.

Meet Newberry College

NAC’s first educational institution customer was Newberry College, an award-winning school in Newberry, South Carolina, a town with a population of 10,277. Newberry’s rural location gave it a strategic advantage, allowing it to secure competitive rates and generous terms for an $11.9 million loan.

What Can a USDA Community Facilities Loan Do for Your College, University, or Educational Institution?

Purchase Assets & Fixtures

Equip your students and faculty
with cutting-edge resources.

Refinance Existing Debt

Increase your margins by lowering
your interest payments.

Expand Your Campus

Purchase land or expand buildings
to increase space to learn and grow.

Upgrade Your Classrooms

Foster higher learning with improved facilities.

Hire New Employees

Attract the talent you need and keep the talent you have.

Marketing & Advertising

Expand brand awareness with new
marketing efforts.

Why Choose NAC?

Availability of CapitalAs a rural institution, your college or university could qualify for up to $50 million in funding per project — substantially more than is available through traditional lenders.

Interest-Only OptionsNAC’s interest-only
construction loans free
borrowers from redundant
closings while reducing
uncertainty, shifting terms,
and equity calls.

Startup-FriendlyNAC partners with educational institutions of all varieties, including well-established universities,
new colleges, and everything in between.

Simplified StructureNAC can consolidate
multiple types of debt into a single, amortized,
non-callable, balloon-payment-free loan structure.