Commercial Real Estate Loans

Flexible Lending Options

for Commercial Real Estate Centers

The empty storefronts and vacant shells may not look like much at first. But once occupied, commercial real estate can act as a springboard for American ingenuity and entrepreneurialism. In rural America, tenant-occupied spaces play host to entrepreneurial dreams and act as the trading posts of essential goods and services.

When constructed, renovated, or refinanced amidst populations of 50,000 or fewer, commercial real estate can qualify for competitively priced funding through the USDA’s Business & Industry Loan Program. North Avenue Capital has extensive experience funding such projects in rural towns across the country.

LOAN DETAILS

Commercial Real Estate Loans through the USDA Business & Industry Loan Program

Eligible Loan Types for Commercial Real Estate

Acquisition

Business Conversion

Expansion

Ground Up Construction

Machinery & Equipment

Real Estate Purchase

Refinance

Startup

USDA SBA Combination

Working Capital

A Program Bigger Than Commercial Real Estate

At NAC, our rural lending experts guide applicants through the process in full. The business owners we serve are often surprised to hear that the USDA supports more than agriculture alone. In fact, the USDA Business & Industry Loan Program has nothing to do with agriculture at all. The USDA’s Business & Industry Loan Program provides government-guaranteed loans and grants to rural small businesses of all types. The loan program empowers entrepreneurs and entities with loans of up to $25 million, so long as they operate in communities of 50,000 or fewer.

Contact Us Today

Send all questions, inquiries, and projects to [email protected].

Lending Solutions for Commercial Real Estate Centers

A $17 Trillion Industry with Many Faces

To some, the phrase “commercial real estate” may connote gleaming towers in urban centers. But the $17 trillion category touches just about every corner of industry and enterprise. Commercial real estate can take the shape of office spaces, retail stores, healthcare facilities, hospitality, industrial warehouses, and even self-storage. As such, its importance in rural America is as central to a rural economy as it is in an urban one. Funding a commercial real estate project in a rural area has a unique benefit: competitively priced funding backed by the USDA.

What types of Commercial Real Estate are available?

Unlike loans secured through the SBA, the USDA’s Business & Industry Program is available for both owner-occupied and tenant-occupied properties.

What is Commercial Real Estate Financing?

Commercial real estate financing from NAC harnesses a government-guaranteed lending program called the USDA Business & Industry Loan Program. The competitive financing offers funding for projects that traditional banks often decline.

How can Commercial Real Estate loans be used?

USDA B&I Loans can be used to purchase, renovate, or refinance commercial real estate.

Why Choose North Avenue Capital?

Availability of Capital

As a rural business, you could qualify for up to $25 million in funding per project – substantially more than is available through traditional lenders.

Interest-Only Options

NAC’s interest-only construction loans free borrowers from redundant closings while reducing uncertainty, shifting terms, and equity calls.

Startup-Friendly

NAC partners with businesses of all varieties, including well-established corporations, startup enterprises, and everything in between.

Simplified Structure

NAC can consolidate multiple types of debt into a single, amortized, non-callable, balloon-payment-free loan structure.