Timber & Lumber Loans | North Avenue Capital - NAC

Timber & Lumber Loans


USDA Business
& Industry Loans

$2 Million - $25 Million

Loan Amounts

Populations of

50,000 or Fewer

NAC-Funded Timber and Lumber Yards

Its products surround our living rooms, raise our roofs, and line our barns. The boards it produces become children’s toys, designers’ prototypes, and executives’ desks. For a simple-sounding industry, the reach of the timber industry is far and wide.

Thanks to their expansive sites, timber and lumber projects almost always occupy rural territory. That seemingly small factor has a notable benefit: it can unlock competitively priced funding through the USDA’s Business & Industry Loan Program.

Mini Case Study: B&C Timber

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Wind Energy Loans


The USDA lends for more than just lumber.

At NAC, our rural lending experts guide applicants through the process in full. The business owners we serve are often surprised to hear that the USDA supports more than agriculture alone. In fact, the USDA Business & Industry Loan Program has nothing to do with agriculture at all. The USDA’s Business & Industry Loan Program provides government-guaranteed loans and grants to rural small businesses of all types. The loan program empowers entrepreneurs and entities with loans of up to $25 million, so long as they operate in communities of 50,000 or fewer.

USDA Business & Industry Loans


For-Profit Businesses











Commercial Real Estate


For expert advocacy in timber yard financing, Look North.

The NAC team is comprised of savvy investors, experienced bankers, and creative marketers. Each brings a unique perspective to the table, empowering NAC to view each loan from multiple angles. We operate as a united front, working in tandem to offer our customers true partnership from engagement to close. For a true partner in securing funding for a timber and lumber project, Look North.

Defining Rural:

97% of America

Our customers are often surprised to hear that we only lend to rural businesses — and even more surprised to discover they’ve actually been operating one. 97% of the geographic U.S. is considered rural. Find out if your address qualifies.