Wind Energy Loans | North Avenue Capital - NAC


Wind Energy Loans


Finance up to 80% of

Eligible Project Costs

Financing Starting at

$2 Million


Loan Program

Sustainable wind energy has the power to decrease dependency on foreign oil and reduce the world’s carbon footprint by tapping into a resource unhindered by production snafus or political peril: the air. But harnessing the power of wind is no smaller matter. The investment required to build a wind turbine is the #1 hurdle for many. Moreover, the amount of land required to establish wind power resources of scale is sizable, dictating that its location is often rural.

Fortunately, a wind project’s rural location unlocks a special financing opportunity from the USDA. The government agency more commonly known for its service to agriculture also backs a government-guaranteed lending program specically for rural energy projects – no agricultural component required. The USDA-backed loans, which range from $2 million to $25 million, are facilitated with the help of trusted lenders like North Avenue Capital.

Harnessing the Power of the Wind

For more than 5,000 years, humans have looked to the wind to hasten movement, strengthen manufacturing, and deliver electrical power where wires cannot reach. Turning wind into power harkens back to the advent of the sailboat more than 5,500 years ago. By the ninth century, wind energy was powering grain grinders and water pumps; by the 19th, the movement of air was transformed into electricity itself. Today, wind turbines come in myriad forms: horizontal-axis turbines, vertical-axis turbines, land-based wind, offshore wind, and distributed wind. They dot the horizon of rural road trips, their blades fill the truck beds of oversized loads, and their output empowers the world with a renewable energy resource.


Wind generation financing from NAC harnesses a government-guaranteed lending program called USDA REAP. The competitive financing offers funding for projects that traditional banks often decline.

Agricultural producers or small businesses with no outstanding delinquent federal taxes, debt, judgment, or debarment.

USDA REAP loans can be used to purchase renewable energy systems (like building a wind farm) or to make energy efficiency improvements.

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Wind Energy Loans


Not searching for wind energy? You have options.

The USDA’s Rural Energy for America Program (REAP) provides government-guaranteed loans and grants to agricultural producers and rural small businesses to upgrade, replace, or construct energy-efficient systems. Qualifying systems include renewable energy systems such as biomass, geothermal, hydropower, hydrogen, wind generation, ocean generation, and solar, as well as energy-efficient improvements like HVAC, insulation, lighting, cooling, refrigeration, doors, windows, and more. As with the USDA’s other speciality lending programs, partnering with a rural lending expert like NAC offers borrowers a significant advantage as they navigate the unfamiliar application process.

USDA Rural Energy for America Loans







Solar Generation





Cooling & Refrigeration

Doors &

Pumps for
Sprinkler Pivots

Diesel to Electric
Irrigation Motor


For expert advocacy in wind energy, Look North.

The NAC team is comprised of savvy investors, experienced bankers, and creative marketers. Each brings a unique perspective to the table, empowering NAC to view each loan from multiple angles. We operate as a unied front, working in tandem to offer our customers true partnership from engagement to close. For a true partner in securing funding for a wind energy project, Look North.

Defining Rural:

97% of America

Our customers are often surprised to hear that we only lend to rural businesses — and even more surprised to discover they’ve actually been operating one. 97% of the geographic USA is considered rural. Find out if your address qualifies in 10 seconds.

USDA Rural Eligibility Map Updated October 2023